Separate logins for CJ and Jess, sharing one family vault. The Emergency Key is set once and unlocks the tier-2 entries.
Maintainer — adds and updates entries, manages content.
Everyday access — kept as simple and friendly as possible.
Shared. Memorized by CJ, retrieved from the home safe by Jess.
Both logins open the same vault. CJ can add & edit; Jess gets everyday access.